Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Related Content The Average American Budget Learn about the average American budget in this fun and interactive piece. What You Need to Know About Social Security Every so often, you’ll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype? Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.